1979- accounting asia boyle budgeting business capitalmovements consommateurs consumerbehavior consumereducation consumption(economics) economicpolicy economics finance financespersonnelles frugality general haushaltsdefizit history homeeconomics mark mf9100 moneymanagement personal personalbudgets personalfinance savingandinvestment self-reliantliving sensdel'économie socialvalues sparpolitik subsistenceeconomy unitedstates éducation öffentlicherhaushalt