1998a-776 401(k)plans africanamericans ageandemployment aged agediscrimination automation babyboomgeneration bonds business businessfailures canada civilservice congresses cross-culturalstudies daytrading(securities) decisionmaking definedcontributionpensionplans economicaspects economicconditions economicpolicy economics economicsecurity employment estateplanning europe executives fathersanddaughters fiction finance financialrisk financialsecurity forecasting foreigncountries france governmentpolicy healthinsurance healthpolicy hg179 indiansofmexico individualretirementaccounts inheritanceandtransfertax insurance investments labormobility lawandlegislation lifeinsurance management mandatory medicalcare mixeddescent n netherlands nonfiction oecdcountries officialsandemployees oldageassistance oldagepensions olderpeople pensions pensiontrusts personal personalfinance placesof planning portfoliomanagement postemploymentbenefits privatization recordsandcorrespondence research retirees retirement retirementage rulesandpractice savingandinvestment sexualbehavior socialconditions socialpolicy socialsecurity stockexchanges stocks suretyshipandguaranty taxation taxplanning unitedstates welfareeconomics welfarestate women