2008-2009 21stcentury auslandsschulden banking banks business capitalmarket corporations creditbureaus debts developedcountries developingcountries economicassistance economichistory economics external finance financeandaccounting financialcrises finanskriser globalfinancialcrisis globalization hg5131 initialmassfunction internationalfinance internationalmonetaryfund kapitaalmarkt kredietverlening misleadingfinancialstatements ontwikkelingssamenwerking politicaleconomy prevention public schulden schuldenkrise u-länder